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Reward Checking

Be Rewarded. Free Reward Checking rewards you for banking with us. By meeting three easy qualifications every month you can receive 2.01% APY1 on your balance up to $25,000.00, as well as up to $25.00 in refunds on ATM fees. Just make 10 debit card purchases2, receive one direct deposit or make one automatic payment, and enroll and receive electronic statements. There is also no minimum initial deposit or balance required on this account.
 
Free Checking
 
Free Checking offers unlimited check writing on an account with no service or maintenance fees. With this account you can also receive an ATM or VISA® Check card3 and free Online Banking. All it takes to open is a $100 minimum deposit.
 
WCB Personal Checking
 
WCB Personal Checking has all the features you could ever want in a checking account. Unlimited check writing, imaged checks with your statement, an ATM or VISA® Check card3, free Online Banking and Bill Pay are all included with this account.
 
A $100 minimum deposit is required to open an account. A $4.00 monthly fee is assessed if the average account balance falls below $300 during the statement cycle.
 
Senior Legacy Checking
 
Senior Legacy Checking has all the benefits of our Neighbors Checking with some added bonuses for those 55 or better. Just like our Neighbors Checking, you will receive unlimited check writing, imaged checks with your statement, an ATM or VISA® Check card3, and free Online Banking and Bill Pay. Additionally, you will receive free wallet style checks4, no fees on money orders or cashiers checks, 50% off stop payment and wire transfer fees, and 25% off safe deposit box yearly fees. This account also has no minimum balance requirement or service and maintenance fees.
 
A $100 minimum deposit is required to open an account.
 
WCB Interest Checking
 
Our WCB Interest Checking allows you to have the flexibility of a checking account with the interest earnings you want. Benefits include tiered interest income, unlimited check writing, imaged checks with your statement, an ATM or VISA® Check card3, and free Online Banking and Bill Pay.
 
A $1,000 minimum deposit is required to open an account. A $12.00 monthly fee is assessed if the average account balance falls below $1,000 during the statement cycle.
 
Money Market Accounts

Our Money Market accounts are ideal for earning interest on higher balances, while still having access to your funds. With tiered interest, you will also receive imaged checks with your statement, and free Online Banking.

A $2,000 minimum deposit required to open account. A $12.00 monthly fee is assessed if the average account balance falls below $2,000 during the statement cycle. Account holders are limited to either a combination of 3 checks and 3 debit transfers, or 6 debit transfers per month. Withdrawals made in person at one of our branches Does Not count toward the withdrawal limit. A $2.00 fee will be assessed for each withdrawal over six per statement cycle.

12.01% Annual Percentage Yield (APY) paid on balances between $0.01 and $25,000.00 and .25% APY paid on any amount above $25,000.00 if monthly statement qualifications are met. If monthly statement qualifications are not met, your average daily balance for that month will receive 0.05% APY and you will not receive ATM fee refunds for that month. To meet the monthly statement qualifications, you must 1) have ten debit card transactions post and settle; 2) have at least one Direct Deposit or ACH Auto Debit per statement cycle post and settle; and 3) enroll and receive electronic statements. You will also receive up to $25.00 in ATM Fee Refunds per statement cycle if qualifications are met. 2.01% APY  and .25% APY effective as of 12/19/13; all other APYs effective as of 8/20/2010 and are subject to change at any time. Fees may reduce earnings. If you close your account before interest is credited, you will not receive the accrued interest.
2ATM transactions do not count toward the ten required debit card transactions during the cycle month.
3Application fees and/or restrictions may apply.
4Check orders limited to one (1) box of 260 checks per order.

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